Rate optimization

27% effective savings rate on compute, tracked in real time

A fast-growing payments platform raised its commitment coverage from 38% to 92% and saved $251K in six months, with only a 30-day commitment and no changes to its workloads.

Financial servicesAWS
27%steady-state savings rate
$251Ksaved in the first six months
92%commitment coverage, up from 38%

The challenge

Compute spend was growing every month, and most of it ran at on-demand rates. The team had bought Savings Plans in the past, but uneven growth left some commitments underused, so finance was reluctant to approve more. Engineering had no time to forecast usage precisely enough to commit with confidence.

Client profile

Industry
Payments and fintech
Cloud provider
AWS
Monthly spend
$180K, growing about 2% a month
Starting point
38% commitment coverage, mostly on-demand compute

Scenarios evaluated

Before starting, we modelled four ways to reduce the client's compute rates over a year, based on an annual on-demand equivalent spend of about $2.28M.

OptionCommitment requiredSavings rateEst. annual savingsRisk
Stay on on-demand pricingNone0%$0No savings as spend grows
Buy 1-year Savings Plans in-house1-year, sized by the client~16%~$365KMedium: unused commitment if growth slows
Buy 3-year Savings Plans in-house3-year, sized by the clientUp to 28%Up to $640KHigh: 3-year lock-in and forecasting risk
Cloud Numericals managed portfolioSelected30 days27%~$616KLow: coverage adjusts as usage changes

What we did

  • Connected read-only access to the AWS Cost and Usage Report in a single onboarding call.

  • Analysed 12 months of hourly usage to separate steady baseline compute from variable and seasonal load.

  • Covered the steady baseline from our managed commitment portfolio, so the client needed only a 30-day commitment rather than a 1- or 3-year term.

  • Adjusted coverage automatically as usage changed, keeping utilisation high as the platform grew.

  • Gave finance and engineering a shared NumeriQ dashboard showing savings as they were realised.

The outcome

The cost reduction was visible on the NumeriQ dashboard within the first 24 hours after rate optimization was applied, and savings reached a steady 27% effective rate by month five. Because coverage adjusts continuously, the savings rate held as spend grew, and finance now reports realised savings to the board directly from the shared dashboard.

Savings tracked in real time

The cost reduction appears on the client's NumeriQ dashboard within the first 24 hours after rate optimization is applied, and savings are tracked continuously. Realized savings by month:

MonthOn-demand equivalentActual spendSavingsSavings rateCumulative savings
Month 1$180,000$165,600$14,4008%$14,400
Month 2$184,000$149,040$34,96019%$49,360
Month 3$188,000$142,880$45,12024%$94,480
Month 4$192,000$142,080$49,92026%$144,400
Month 5$196,000$143,080$52,92027%$197,320
Month 6$200,000$146,000$54,00027%$251,320
First six months$1,140,000$888,680$251,32022%$251,320

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